The Best Apps for Budget Management in 2025.
Budgeting apps can be helpful for monitoring your finances, sticking to a spending plan, and achieving your economic goals. Below are the best apps for tracking your budget...
Managing personal finances doesn't have to be complicated, especially if you have the right budgeting app. Many users have started looking for alternatives following the closure of Mint, and fortunately, there are solid options available in the market. From apps that utilize artificial intelligence for tracking expenses to those that intuitively categorize your purchases, the best budgeting tools allow you to take control of your money without relying on spreadsheets.
Quicken Simplifi stands out for its simplicity. Unlike other apps that try to grab attention with dark themes or customizable emojis, Simplifi offers a clean interface where you can scroll to get an overview of your statistics. This includes balances, net worth, recent expenses, recurring payments, and main spending categories. It also allows you to set savings goals. The data visualization is clear and appealing, making it easy to use.
Setting up Simplifi is straightforward, and it is notable for easily connecting with Fidelity, which not all apps manage to do. It also offers the option to invite a spouse or financial advisor to manage the joint account. Although the app does have some miscategorized expenses, this is comparable to what happens with other apps in this area. One area for improvement would be the integration with Zillow for tracking home value.
On the other hand, Monarch Money, while initially seeming more complicated to use, offers an impressive level of detail. It allows for generating detailed reports and expense forecasts, which is useful for financial control. Although it doesn't allow marking some recurring payments as bills, it does provide an overview of net worth and cash flow, in addition to integrating capabilities to track the value of assets and properties via Zillow.
NerdWallet is another interesting option, as it has no associated cost and offers useful tools for tracking cash flow, net worth, and credit scores. However, its interface is filled with ads, which may be a disadvantage for some users. Additionally, setting up accounts can be tedious due to strict security policies.
Copilot Money presents itself as an attractive app, although it is currently only available for iOS and Mac users. It offers excellent visualization of recurring expenses and adapts to improve expense categorization thanks to its artificial intelligence-based functionality.
Finally, YNAB (You Need A Budget) proposes a different approach, as it is based on zero-based budgeting, where every dollar has a purpose. Although it may be more complicated to learn and requires more effort, its supporters consider it an excellent way to manage finances intentionally.
PocketGuard, for its part, stands out as one of the few free budget trackers, although its limited options at the free level may be frustrating for users.
Overall, there are a variety of budgeting apps available that can help users manage their finances efficiently, even in the absence of Mint.